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The key to a well-executed reception is in the planning. Plan in advance, enlist the right help. Employing adequate staffing to execute your plans is vital to a successful, low-stress event. Your catering staff should work almost invisibly at the reception to make sure the evening runs smoothly.

For plated meals, plan on one server for every twenty to twenty-four guests. If you do not have this server-to-guest ratio, the service will be slow and inefficient and guests may feel neglected or impatient. When scheduling a reception center, plan on at least five servers for the reception. For receptions with over four hundred guests, add one additional server per each one hundred additional guests. You should assign either a server or wedding hostess to handle the specific needs of the bridal party, from bringing water to those in the receiving line to managing the details of cutting the cake.

Another element of a well-organized reception is the comfortable flow of space. Organize tables so people can move comfortably between them. Tables with too much distance from each other feel isolated, while tables placed too close together feel cramped. Place the receiving line in a well-chosen spot that doesn't cause a bottle-neck in the entranceway. Guests should be able to enter the reception area, sign the guest book, drop off their gift, move through the wedding line, and be seated for refreshments, all without feeling crowded or being forced to zigzag back and forth.

For wedding breakfasts, luncheons, or dinners, guests should be able to find their assigned seats easily, either by place cards or with the direction of a hostess assigned to this task.

At a formal wedding dinner it is important to have assigned seating because guests will spend a large portion of the reception at their tables. A good hostess should make an effort to determine compatible dinner partners. This can be a challenging task, but it is an important one. Think of the common interests or shared experiences of your guests. For example, you might put all your single friends together, friends from college together, or co-workers from the same company together. Seat guests together whenever a possible connection might be made. Use a pencil for preliminary sketching of the seating arrangements until all RSVPs are in and you have a definite guest list. Have everything ready ahead of time but be prepared for the possibility of last minute changes.

Place cards are an essential part of formal seating arrangements, directing guests to their assigned seats. There are many ways to create place cards that match your wedding theme. A place card can be printed or handwritten on card stock, which is folded into a small tent and placed at the head of the plate. They can also be combined with favors in a number of creative ways.

At a formal wedding meal, the bride, groom, and their parents often will sit together at a head table. This table can be either at the center or at one end of the room. The bride usually sits on the right side of the groom. The bride's parents are placed next to her, with the groom's parents at his side, alternating men and women. This seating arrangement can be tricky, as divorces and remarriages often come into play. Organize the seating in the best possible way to accommodate the different needs of your guests and yourself. If either you or your finance have children from a previous marriage, be sure to include them in your wedding breakfasts, luncheons, and dinners, and all your celebrations. After all, they will be some of the people most affected by your marriage.

My Chocolate Favors offers a large selection of unique, elegant and personalized chocolate favors that add a finishing touch and thank-you to any party, event or special occasion. Our website has a wonderful selection of unique wedding favors to reflect your own unique personality and taste. Our specialty is personalized chocolate photo favors - your favorite photo printed right on the surface of delicious chocolate.

# posted by qbnkinw : 11:12 PM  0 comments

The practice of transferring the balance of one credit card with a high interest rate to another credit card with a lower interest rate is a fairly common way to consolidate debt, but very few people know how to make effective balance transfers. The goal of balance transfers is very simple: to save money. If you are not, then you are probably not utilizing balance transfers effectively.

The following factors will determine how and when you should make balance transfers so that you maximize the benefits.

Credit History

If you have a poor credit history, then you have a lower chance of securing a credit card with a low interest rate. Credit card companies base their decisions upon consumers credit scores and collection accounts, so it will help if you are familiar with your credit report. That way, you arent applying for several credit cards at once, thus planting those applications on your credit report.

Those with high credit scores can usually obtain a credit card with a low APR (annual percentage rate) or even a 0% APR. Many credit card offers include 0% interest on balance transfers for the first six-to-twelve months, which can save you hundreds of dollars immediately.

Credit Card Balance

A high credit card balance will make it more difficult to execute a single balance transfer. Most credit cards have limits on how much debt you can transfer at one time; sometimes the limit is as high as $10,000, while others might be as low as $2,000. Do your homework before applying for credit cards and find out what the balance transfer limit will be. That way you arent obtaining a credit card for which you will have no use.

Balance Transfer Fees

Many credit card companies charge fees for balance transfers, which are typically around 3% of the transfer amount. Although most credit cards have caps on the fee amount for a balance transfer, you should always read the terms and conditions to make sure. Compare the fees that credit card companies charge, and choose one that offers a low or no balance transfer fee.

Debt Management

Sometimes, it isnt the credit card thats the problem. People who lack the ability to effectively manage debt will not reap the rewards of balance transfers. Even if you take debt from several different places and put it into one account, you are still going to owe the money.

Keep a folder that contains all of the information you have about your credit card debt. Research balance transfers carefully, and when you have chosen the right card, begin to manage your debt. Decide how much of the debt you will pay off each month, and stick to that, no matter what other problems or temptations might crop up in your life. Balance transfers wont help if you never begin to pay off the debt.

Balance transfers can be valuable tools if you know how to use them effectively. Pay careful attention to your debt and do proper research on the management of that debt. While credit cards can ultimately be your best resource for debt management, they can also cause a wealth of problems if you are not prudent in your solutions.

Copyright Ed Vegliante. Free online reprints of this article are allowed provided the resource box remains intact with a live link back to http://www.credit-card-surplus.com

Please click here to find Balance Transfer Credit Cards.

Ed Vegliante runs the website http://www.Credit-Card-Surplus.com, a well organized credit card directory enabling the consumer to compare and apply for a variety of credit card offers.

# posted by qbnkinw : 8:58 AM  0 comments